Insurance

Woodland Liability and Hunting Lease Liability Insurance Options for NWOA Members

$1 Million Per Occurrence Coverage with a $2 Million Aggregate. NO DEDUCTIBLE. Offered and serviced by National Woodland Owners for NWOA members. Developed by Outdoor Underwriters and backed by select underwriters at Lloyds of London. Coverage is available in all 50 states.

Woodland Liability

  1. This coverage for woodlands and field is designed for the legal liabilities a landowner may encounter.
  2. The cost is 29 cents/acre with a minimum policy payment of $175 with a maximum of 604 acres.
  3. Includes defense coverage for claims made by trespassers.
  4. Multiple tracts may be included if deeded to the same landowner.
  5. Does not include Workers Compensation Insurance.

Hunt Lease Liability

  1. Hunting Lease Liability Insurance, also known as Hunt Club Insurance, is designed for paid hunting leases. It is very broad coverage, protecting the hunt club and its members from bodily injury and property damage claims resulting from their activities while on the leased property.
  2. The cost is 19 cents/acre with a minimum policy payment of $205 with a maximum of 1,079 acres.
  3. Landowner may request to be protected in the policy with an “additional insured” rider (+$26).
  4. Insured clubs receive a Certificate of Insurance to present to the landowner confirming inclusion in NWOA’s national policy.
  5. At least one member of the hunt club must be a NWOA member to purchase this insurance.
  6. Multiple tracts may be included, if deeded to the same landowner.

Combination of Woodland Liability and Hunt Lease Insurance 

A combined policy is available that includes coverage for woodland and hunting lease liability
at a rate to $235/year for up to 547 acres (43 cents/additional acres).

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